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Chapter 11 terms

Terms

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Investing
the use of savings to earn a financial return
Inflation
a rise in the general level of prices
Rule of 72
a technique for estimating the number of years to double your money
Risk
the chance that an investment's value will decrease
Diversification
which involves spreading risk among many types of investments
Financial advisers
professional investment planners
Annual report
a summary of a corporations financial results for the year and prospects for the future
Bonds
debt obligations of corporations or state or local governments
Discount bonds
a bond you buy for less than the maturity value
Stock
a unit of ownership in a company
Mutual fund
large, professionally managed group of investments
Annuity
a contract sold by an insurance company that provides the investor with a series of regular payments
Penny stocks
low priced stocks of small companies that have no track record

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