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Insurance fundamental 2

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The texas pap mexico coverage
covers you within 25 miles of us border for trips of 10 days or less
Uninsured Motorist Coverage
pays for bodily injuries and property damage the insured or family members suffers
in texas what is the mandatory automobile insurance you must have
libaility 25/50/15
if more than one policy applies coverage on the driver is?
Excess
The most commonly sold coverage for physical damage to the rental car
Loss Damage Waiver aka collision damage vwaiver
The texas pap B2
personal injury protection (B1+wages+services)
how many coverages of part B do you need?
1
Medical payments coverage
pays medical and funeral bills of the following people, without regard to fault
collision
higher premium and higher deductible, considered to be the insured's fault
Legal insurance requirment
compulsory automobile and financial responsibility
Dwelling
covers house plus other structures for a specific dollar amount
Compulsory Automobile insurance laws
requires drivers to actually purchase and carry proof of liability insurance
part B consist of how many coverages?
2
collison damage waiver (loss damage waiver)
rental car company's right to collect from you if the car is stolen or damaged while rented to you.
General auto policy provisions
if more than one policy applies
medical payments cover
insured or family member while in any vehicle licensed for use on public roads or when hit as a pedestrain and anyone riding in the insured's owned vehicle
Financial Responsibility laws
require drivers to prove they are responsible for a certain dollar amount if they are in an automobile accident
other than collision
lower premium and lower deductible, considered to be unavoidable
Part A
Liability coverage
other driver must be at fault in order to collect from this coverage?
uninsured motorist coverage
The texas pap B1
medical payments coverage (medical bills only) pays medical and funeral expenses
part C
uninsured motorist coverage
coverage for high risk drivers in texas are
the texas auto insurace plan, texas county mutuals
Whats damage to your auto
collision, other than collison
part D
damage to your auto
The texas pap other coverages available
towing and labor, rental car reimbursement
unique features of the texas pap
part B, part C, mexico coverage, other coverages available
The texas pap part C
pays for auto repairs and rental, with a 250 deductible
if more than one policy applies coverage on the vehicle is?
primary
Part B
Medical payments coverage

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